IndyMac Bank has one of the highest rates available for 6 month CDs, coming in at 5.46% APY. They also have a great deal on their 1 year certificate of deposit, with a 5.45% APY. For a full listing of their CD rates, visit their rates page.

Minimum balance on all CD accounts is $5,000. They have a wide range of maturity terms, from 90 days to 5 years. This allows you to pick the best term to maturity for your needs, helping maintain some degree of liquidity. You can even get a customized CD by calling their customer center at 1-800-750-8521. See their terms and conditions for more information.

IndyMac Bank is FDIC insured. It has received mixed reviews from ePinions.com.