Best CD Rates at RatesTracker™

Countrywide Bank has lowered their rates along with the rest of the market, but they still have pretty decent short term CD rates. Their 3 month CD yields 5.25%, 6 month CD yields 5.30%, and their 1 year CD yields 5.10% APY. Minimum balance on all Countrywide CDs is $10,000.
Countrywide is still having some problems […]

First National Bank is offering a 5.50% APY 13-month certificate of deposit. The minimum deposit for this yield is $100,000. A yield if 5.25% APY is available for a $5K minimum. This deal was advertised in today’s Houston Chronicle. The ad is available online here.
This special CD may only be available at the bank’s Houston […]

Countrywide Bank currently has a 5.75% APY 12-month certificate of deposit for its financial centers in California. The minimum deposit is $10,000. You can see this rate by typing in a California zip code at Countrywide’s CD rate table.
Outside of California or through their website, the 12-month CD yield remains at 5.65% APY for deposits […]

Ohio Savings Bank, the parent of AmTrust, has an internet division called AmTrustDirect which offers CDs that can be opened online. All the certificates of deposit have a minimum of $1K. The current 6-month, 9-month and 12-month APYs are 5.00%, 5.10% and 5.20%.
Some key details:

Online application allows for funding by ACH transfer or check
IRA CDs […]

Mutual Bank has again some very competitive rates on its certificates of deposits. The highest rate is a 5.47% APY CD with terms of 24 months and 36 months. The minimum deposit is $5,000. The 1-year CD is also competitive at 5.35% APY with a $2.5K minimum.
Mutual Bank has been FDIC insured since 1962. Bankrate.com’s […]

VirtualBank recently increased the rate on its 12-month CD from 5.39% to 5.55% APY. The 5.55% APY is now the best yield for a one-year CD that’s available nationally. The 6-month CD rate also increased by 5 basis points to 5.44% APY.
VirtualBank CDs have the following features:

$10,000 minimum to open
Compounded daily and credited monthly
Joint […]

VirtualBank’s 12-month CD now yields a high rate of 5.55% APY. The 5.55% APY is currently the best yield for a one-year CD that’s available nationally. Their 6 month CD rate also increased by to 5.44% APY. Minimum balance required on their certificate of deposits is $10,000.
VirtualBank is a division of Lydian Private Bank which […]

Blue Ridge Savings Bank of North and South Carolina (NC & SC) has several high yield certificates listed in there rate table. The highest yield available is 5.65% APY for a 30 and 36 month certificate of deposit. The APY’s for the 13, 18 and 24 month CDs are 5.50%, 5.54% and 5.59% respectively. All […]

Sunfirst Bank of Utah (UT) is currently offering a high 6.00% APY 6-month CD. The minimum deposit is $500. In addition, a checking account with direct deposit is required for this rate. The offer is available through June. The rate was advertised in the shopLocal website.
Branches are located in the south Utah cities of St. […]

IndyMac Bank has one of the highest rates available for 6 month CDs, coming in at 5.46% APY. They also have a great deal on their 1 year certificate of deposit, with a 5.45% APY. For a full listing of their CD rates, visit their rates page.
Minimum balance on all CD accounts is $5,000. They […]